Insurance Hacks: How to Maximize Your Coverage for Cheap Windshield Replacement Calgary

If you are a car owner in Calgary, you must have faced the problem of a cracked or chipped windshield. Whether it's from the gravel on the highway or drastic temperature changes, windshield damage is common. Luckily, with the right insurance knowledge, you can get your windshield replaced without a heavy dent in the wallet.

This article discusses insurance hacks to help access cheap windshield replacement Calgary.

Understanding Your Insurance Policy

The majority of comprehensive auto insurance policies in Calgary have glass coverage for your windshield. However, a wide range of coverage amounts depends on your specific policy. It’s best to review your current policy or call your insurance company to ask which coverages you currently have. Pay particular attention to your deductible and other glass-specific clauses.

Opt for Comprehensive Coverage

If you haven’t already, consider getting comprehensive auto insurance coverage. It usually increases your premium slightly but often covers windshield replacement without out-of-pocket expense. That can be a total game-changer as you try to get a replacement, saving you potentially hundreds of dollars.

Look for Glass Coverage Endorsements

Some insurers provide windshield coverage as an endorsement. They also offer a lower deductible for glass claims, sometimes as low as $0. While you may have to increase your insurance premium, you will save quite a bit when replacing your windshield.

Time Your Claim Strategically

Do you have multiple small chips or cracks? Wait until you have a few, and get them all done at once. Get the largest, most costly insurance claim you can. Of course, don’t wait too long – a small chip can rapidly expand into a large crack that will not only be more expensive to repair but can also put your life at risk.

Consider Repair Over Replacement

For small chips and cracks that do not affect the windshield's structural integrity, getting it repaired is a great option. Many insurance companies will prefer this over full replacement since it’s cheaper. Some will even waive the deductible for repaired windshields. Calgary Car Detail will provide a free inspection that will tell us whether your windshield can be repaired or needs to be replaced entirely.

Bundle Your Insurance Policies

If you own several insurance policies (home, auto, life), you can save by ‘bundling’ them with one company. Many insurance companies provide discounts for package deals with bundled policies, which can reduce the cost of your insurance overall and sometimes reduce your deductible for windshield claims.

Shop Around for the Best Rates

Don’t forget to shop around for lesser premiums. Not only can you often find two different companies willing to replace your windshield at different rates, but they frequently give varying deductibles as well. Compare quotes and coverage options to find one that gives the best bang for your buck.

Choose a Reputable Repair Shop

Although it would be easy to pick the least expensive option, using a reputable repair facility like Calgary Car Detail might actually save you money in the long run. We work directly with most insurance companies and offer a high-quality replacement that meets all factory safety standards.

Wrapping Up

With these insurance hacks, you can save a lot of money on windshield replacement at our car wash Calgary. Safe driving is essential, so never wait too long to get rid of those chips and cracks, as they may cause bigger damages to your windshield. We at Calgary Car Detail are here to assist you with the insurance process and provide you with high-quality windshield replacement. Drive safely, Calgary!